Financial Planning Services
I work with professionals, business owners, and families who want clarity without unnecessary complexity. My role is to help you understand your options, focus on what truly matters and make financial decisions you feel confident carrying out yourself.
We’ll clarify how money flows through your life and create savings systems that support today while keeping future priorities on track.
Cash Flow & Savings Planning
I help you make thoughtful tax decisions throughout the year and coordinate with your CPA so taxes align with your broader plan.
Tax Planning
We’ll review how your investments are structured and whether they support your goals, without handing control to anyone else.
Investment Planning
Together, we’ll connect today’s choices to future options, whether that means traditional retirement or greater flexibility over time.
Retirement Planning
We’ll evaluate education funding choices in context, so saving for school doesn’t crowd out other important priorities.
Education Planning
I help you understand what coverage actually matters, identify gaps, and avoid paying for insurance you don’t need.
Risk Management
By coordinating with your attorney, we’ll ensure your accounts and beneficiary choices are aligned with your estate planning intentions.
Estate & Legacy Planning
For business owners, we’ll align your business planning around cash flow, taxes and retirement with your personal financial goals.
Planning for Business Owners
Some of the Questions We Work Through Together
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We’ll explore options like a Solo 401(k), SEP IRA, or other retirement accounts and build a strategy that fits your income, tax situation, and long-term priorities. The goal is steady progress at a pace that feels sustainable.
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We’ll look at cash flow across personal and business accounts, identify patterns, and create a system that supports saving and flexibility without feeling restrictive.
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We’ll review how your investments are structured, how much risk you’re taking, and whether everything is aligned with your broader plan. I don’t manage investments, but I help you understand your options and make informed decisions.
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We’ll identify practical tax planning opportunities, coordinate with your CPA, and evaluate strategies that reduce unnecessary tax drag while staying aligned with your overall plan.
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We’ll look at education funding options in the context of your full financial picture and create a strategy that supports education goals without crowding out retirement or other priorities.
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We’ll step back, look at the full picture, and identify the areas that deserve attention now versus later. That clarity becomes the foundation for a comprehensive plan.
Transparent pricing. Advice you can trust.
The goal of every engagement is clarity. Financial planning should help you understand your money, not overwhelm you.
We follow a consistent, accessible process that starts with a focused assessment and only moves into deeper work if it feels like the right fit for you. This ensures that any advice is grounded in your full financial picture and aligned with what actually matters to you.
As a flat-fee, advice-only financial planner, I don’t manage your investments or sell financial products. My role is to provide clear, unbiased advice you can confidently implement on your own. And when additional support from me is needed, implementation help is included as part of the Comprehensive Financial Plan or available on an hourly basis after the plan is complete.
START HEREFinancial Clarity Assessment
$200
A 60-minute assessment of your current financial picture. We’ll review where things stand today, highlight opportunities for improvement, and answer your most important questions so you walk away with clarity, direction and a clear understanding of what deeper planning could look like if you choose to continue.
After the session, you’ll receive a concise, one-page summary that outlines key observations and planning priorities. If you choose to move forward, the assessment fee is credited toward the total cost of the plan.
Comprehensive Financial Plan
$5,000 - $7,000
The Comprehensive Financial Plan is a collaborative project that brings structure and direction to your financial life. Over a series of meetings (Discovery → Get Organized → Plan Presentation → “Getting It Done” sessions), we organize the details, clarify priorities and develop a plan that reflects your life, responsibilities, and values.
It’s a practical roadmap with actionable steps. Implementation guidance is included, so you’re not left figuring out next steps on your own once the plan is complete.
Ongoing Hourly Planning
$300/hour
Once a comprehensive plan is in place, hourly planning allows us to revisit, adjust, and refine your strategy as life evolves. Some clients choose to check in on a semi-annual or annual basis, while others reach out when there is an important change or when a decision to be made calls for guidance.
Hourly planning is intentionally reserved for clients who have completed a full plan. This ensures that advice you receive is the most sound and comprehensive as it is informed by the broader context.
Begin With a Free Intro Call
Complimentary 30-minute intro meetingIf you’re exploring financial planning and want to see whether we’re a good fit, the best place to begin is a free introductory call. This is a short, informal conversation where I learn about you and what prompted you to reach out, and you learn how I work and what the planning process looks like.